Tax Disclaimer

Effective date: 2026-05-21 Version: 1

Not Professional Tax Advice

Pay-Sidekick is a personal planning tool, not a tax-preparation service or financial-advisory product. The calculations, projections, and bracket figures it displays are intended for educational and planning purposes only.

Specifically, Pay-Sidekick does not provide:

• Tax filing or return preparation
• Personalized financial, accounting, or legal advice
• Quebec TP-1015 or other provincial-form calculations beyond statutory withholding estimates
• Investment advice or RRSP-strategy recommendations specific to your situation

Tax Year Coverage and Confidence

Pay-Sidekick currently models payroll tax math for tax years 2024 through 2026. Each provincial / territorial jurisdiction's bracket data is flagged in the application as one of:

• verified — values transcribed directly from a CRA T4127 publication, provincial finance ministry release, or another primary source for the tax year in question;
• approximate — projected values based on the most recent published indexation, used when a primary source has not yet been released.

Always treat "approximate" output as a planning estimate, not a filing figure.

Indexation and Mid-Year Changes

Provincial and federal indexation factors, CPP/EI ceilings, and BPA thresholds change annually and occasionally mid-year (for example, Bill C-69-style emergency adjustments). Pay-Sidekick is updated through its admin console as new figures are published; users should consult the Tax Data version history if they require an audit trail of which values were in force on a given date.

Use Your Own Judgement

Before making any financial, tax-planning, or filing decision based on output from this tool, consult a qualified Canadian tax professional, Chartered Professional Accountant (CPA), or licensed financial planner. Pay-Sidekick's authors and operators accept no liability for decisions made in reliance on the tool's output.

Reporting Errors

If you believe Pay-Sidekick is displaying incorrect tax math for a particular scenario, please report it to support@pay-sidekick.vibeprosoft.com with:

• The tax year and province
• The exact inputs (salary, deductions, etc.) that produced the output
• The result you expected, with a citation to your source

We treat math errors as critical bugs and prioritise their correction.